Our medical package provides a limited benefit accident plan as well as a sickness plan. The package also combines non- occupational coverage with the value of a discounted PPO network to stretch your benefit dollars. Some highlights .... - The provider referral service gives you access to the names of in-network PPO providers. - A $15 co-pay on office visits for in-network doctor's fees (doesn't include tests, lab fees, x-rays, injections and other items covered under the outpatient benefits.) - Your enrolled dependents receive the same coverage. When you enroll in this plan, you also receive these additional benefits .... - An eyewear discount card that provides savings of up to 60% on eyewear purchases for your whole family at participating providers (eye exams not covered.) - A prescription drug discount card that saves your family up to 20% on prescriptions at over 95% of retail drug stores.

Note:

Many procedures covered under the plan have waiting periods and limitations on how often the plan will pay for them within a certain time frame. The plan will pay only for the procedures specified on the Schedule of Benefits in the SPD. Usual, reasonable, and customary limitations are based on the 90th percentile of the Medicode MDR tables.